And I think it's the latter.
If I actually knew where an AIG office was, I'd go down there with a bat and get some of that money back. Now I can't suggest that you should find an AIG Executive and take a bat to him. That would be illegal. But if you were to come to that conclusion on your own, I don't think there's anything the authorities could do to me. And I'm pretty sure that no jury would convict you.
But then I'm a lover not a fighter.